
Our History
Founded in Ashland, Members Choice Credit Union has expanded to serve 33 counties across Kentucky while remaining committed to the community values we were built on.

Our Mission Statement
Our Credit Union exists as a cooperative, nonprofit association for the purpose of encouraging thrift among its members, creating a source of credit at a fair and reasonable rate of interest, and providing an opportunity for its members to use and control their own money on a democratic basis in order to improve their economic and social condition.
This Credit Union, guided by its duly elected officers, recognizes its responsibility to the Credit Union movement as well as to its community.
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Discover Our Journey Through the Years
We have a rich history of serving our community. From our humble beginnings to becoming a trusted financial partner, we are proud of our milestones.

Early 1990s
Growing Beyond Armco
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Expanded to serve additional local employee groups.
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Added new accounts and services to meet member needs.

2010
Community Charter
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Membership opened to anyone who lives, works, worships, or attends school in the FIVCO area.
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Strengthened our commitment to serving the whole community.
1932
Our Start
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Founded as Armco Employees Credit Union by Armco Steel employees to “people helping people.”
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Began with two services: savings and loans.

1993
A New Name
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Renamed Members Choice Credit Union to reflect our member‑first focus.
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Kept the trusted Armco triangle in our logo to honor our roots.

Commitment to Our Community
Your membership does more here. It supports local programs that strengthen families, students, and workplaces.
Financial education workshops and one-on-one coaching
Partnerships with schools, nonprofits, and more
Scholarships and hands-on projects


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