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About Us

We are dedicated to empowering individuals and families in most of KY.

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Our Mission

Help our members reach their goals with honest guidance, fair pricing, and simple tools while strengthening the community we share.

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What We Do

  • Everyday banking: Checking, savings, money market, certificates, HSAs, and IRAs.

 

  • Borrowing made simple: Auto loans, VISA credit cards, mortgages and home equity, personal/signature, and boats/RVs/motorcycles.

 

  • Guidance that helps: One‑on‑one support and easy-to-understand financial education.

 

  • At work: MCCU@Work brings membership and wellness benefits to local employers.

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MCCU conference room
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Who We Serve

If you live, work, worship, or attend school in these Kentucky counties, you’re eligible for membership:

Boyd

Carter

Elliott

Greenup

Hear From Our Members

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“What I found when I checked out Members Choice CU was a staff who seemed to really care about their customers. I had yet to become a member but was treated like I had been one for years.”

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Rev. Larry C

Member Since 2014

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“Members Choice CU has impacted my students by allowing more options with curriculum through their Impact EDU Grant. The activities inside the books I was able to purchase with this grant has allowed the students to have differentiated instruction and lessons outside of our everyday curriculum. It was also able to fund parts of the classroom that is needed for everyday classes like pencils, dry erase markers, and pens. I am truly blessed with what this grant gave my students.”

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Amy Stewart, Teacher

Fairview Independent High School

Discover Our Journey Through the Years

We have a rich history of serving our community. From our humble beginnings to becoming a trusted financial partner, we are proud of our milestones.

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Early 1990s

 Growing Beyond Armco

  • Expanded to serve additional local employee groups.

  • Added new accounts and services to meet member needs.

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2010

 Community Charter

  • Membership opened to anyone who lives, works, worships, or attends school in the FIVCO area.

  • Strengthened our commitment to serving the whole community.

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1932

Our Start

  • Founded as Armco Employees Credit Union by Armco Steel workers with a mission of "people helping people."

  • Began with two services: savings and loans.

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1993

 A New Name

  • Renamed Members Choice Credit Union to reflect our member‑first focus.

  • Kept the trusted Armco triangle in our logo to honor our roots.

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Join Our Community Today

We prioritize your financial well-being. Join us today and experience personalized banking designed to help you thrive.

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