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Business Banking Made Simple
Our Business Accounts give you the tools you need and the extras you want to help manage cash flow, handle payments conveniently, and keep fees low.
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Debit Card access that works with Apple and Google Pay
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​User-friendly online banking and mobile banking app
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5 Convenient branch locations
Our Accounts
We are proud to offer Excess Share Insurance—available through credit unions—adds an extra $750,000 in protection on top of federal insurance, giving you up to $1,000,000 in total coverage.
Business Checking
Manage your business finances with a checking account designed for convenience, flexibility, and efficiency.
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Account Features:
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No monthly fee with an average daily balance of $250 or more
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250 monthly transactions fee-free
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0.05% APY* with dividends compounded daily and paid quarterly
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Free VISA® Debit Card
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Mobile Deposit to deposit checks anytime, anywhere
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e-Statements with up to 12 months of statement access
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Overdraft protection available by linking eligible accounts
Business
Savings
Establish your business membership while building a strong financial foundation for your company. Our Business Savings at 0.05% APY* offers simple, convenient tools to help you manage and grow your business funds.
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Account Features:
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No monthly fee
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Overdraft protection available for your business checking account
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Online Banking and Mobile Banking for easy account access
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Mobile Deposit to deposit checks anytime, anywhere
Business
Money Market
Grow your business savings while maintaining the flexibility to access your funds when you need them.
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Account Features:
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Tiered dividend rates to help maximize your earnings
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Earn up to 1.51% APY* on qualifying balances
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Minimum balance of $500 to earn dividends
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No term restrictions with flexible access to your funds
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Deposit funds anytime as your business grows
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Online Banking and Mobile Banking for easy account management
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Checking Account Features
Business Share Certificates
Business Share Certificates
Lock in a competitive rate and grow your business savings with confidence. Earn up to 3.41% APY on qualifying certificates.
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Account Features:
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Terms available from 3 months to 5 years
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$500 minimum deposit to open
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Add to your balance anytime
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Dividends are compounded daily and paid quarterly
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e-Statements for convenient, paperless account access
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Business
VISA®Card
Business VISA® Credit Card
Manage business expenses with a convenient and reliable credit solution designed to support your daily operations.
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Card Features:
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Competitive rates to help manage business expenses
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Separate business spending from personal finances
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Convenient online account access to monitor transactions
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Secure transactions with fraud protection
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Detailed monthly statements to help track and manage expenses
Your Money, Anywhere You Are
At Members Choice Credit Union, we understand your business accounts. Our personalized banking approach is designed to help your financial success directly serve your business growth.
Manage Your Business on Your Schedule 24/7
Business online banking and mobile app designed for busy business owners
Secure Business Deposits Made Simple
Access mobile deposit for quick and easy business check deposits—no branch visit needed.
Complete Business Account Control in Your Pocket
Transfer funds, pay bills, and manage business accounts on the go
Free Equipment for Business Members:
Provided by IMPACT
Free ATMs
Alliance One is a group of financial institutions that have joined together to provide their members with access to a nationwide alliance of surcharge-free ATMs.
Since Members Choice Credit Union is a member of Alliance One, you have the opportunity to avoid foreign surcharges that are often assessed when using an ATM owned by other financial institutions. To avoid these fees, just look for the blue and white Alliance One logo on ATMs around town or across the nation.
You can also search for participating ATMs by visiting Alliance One's website or downloading the Alliance One ATM Locator Mobile App on your smartphone to find surcharge-free ATMs on the go, wherever you are.
