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Personal Loans Made Simple
Get the money you need with a fair rate, predictable monthly payments, and guidance from people who know you. Apply online in minutes.
*Membership is required
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Personal Signature Loans
Designed for You
Get the funds you need with a simple, flexible loan designed to fit your budget. Our Personal Loans offer convenient terms and fast access to funds when you need them most.
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Borrow $200 – $25,000 for qualified members
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Terms up to 60 months
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Fixed monthly payments
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Share Secured Loan options available
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0.25% Rate discount with automatic payments
Minimum loan amount $200. Maximum loan amount $25,000. For loan amounts less than $7,500, the maximum term is 48 months. Terms over 48 months require a minimum loan amount of $7,500. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Additional restrictions may apply. Subject to credit approval. Promotional/special offers may have different terms. Interest may accrue during any deferment period. See your loan agreement for full details.
Flexible Terms
We understand that every financial situation is different. That’s why our personal loans come with flexible terms. We offer customized solutions designed to meet your specific needs, helping you borrow with confidence and repay on a schedule that works for you.
24/7 digital access
Members Choice makes it easy to manage your personal loan anytime. With Mobile Banking and Online Banking, you can view your loan balance, review payment details, and make payments whenever it’s convenient for you.
Great for...
We understand that life's financial demands can vary, which is why we offer a range of personalized lending solutions to meet your unique needs. With borrowing options spanning from $200 to $25,000, our Personal Loans provide the financial flexibility you require.
Consolidating High-Interest Debt
Car or Home Repairs
Medical or Dental Bills
Moving, Travel, or Life Events
Be prepared for the unexpected with funds available when it matters most.