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Savings Account Features
Discover savings accounts designed to help you grow your money. Enjoy competitive rates and easy access to your funds when you need them.
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Seamless transfers between accounts to manage your money easily
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​User-friendly online banking and mobile banking app
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No monthly service fee
Our Savings Accounts
Checking Account Features
Share
Savings
Share Savings
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Opening a Share Savings Account is the first step to becoming a member at Members Choice Credit Union.
This account establishes your membership and gives you access to all the financial products and services we offer.
The minimum balance to open this account is the purchase of a $5 share in the credit union.
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*Please note you must have a share account to become a MCCU member
MyChoice
Wealth
Premium Savings
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2.00% APY* on balances up to and including $100,000. Anything over earns 0.25% APY*. If qualifications are not met, you can still earn 0.01% APY*
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Perfect for: Goal-oriented savers looking to build wealth for the future
Refunds on ATM withdrawal fees, nationwide, when you qualify. Up to $4.99 per transaction $25 per month.
How to Qualify Monthly:
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Meet qualifications in your corresponding MyChoice Advantage or Plus Account
Money
Market
Money Market Account
Grow your savings with higher earning potential while keeping convenient access to your funds. Earn up to 1.51% APY* on qualifying balances
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Account Features:
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Above-market savings rates with tiered dividends
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$500 minimum balance to earn dividends
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No monthly fees
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Mobile Deposit to deposit checks anytime, anywhere
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Simple fund transfers between Members Choice accounts or external banks
We are proud to offer Excess Share Insurance—available through credit unions—adds an extra $750,000 in protection on top of federal insurance, giving you up to $1,000,000 in total coverage.
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Explore Our Competitive Savings Options for Your Financial Future
At Members Choice Credit Union, we prioritize your financial journey. Our personalized solutions are designed to bring our financial services directly to your fingertips.
Enjoy Competitive
Rates
​Our MyChoice Wealth savings account helps your money work harder for you. With a 2.00% APY*, you can grow your savings faster while staying ahead of the competition.
Complete Account Control in Your Pocket
Access your accounts, check balances, and manage your money anytime, anywhere with our user-friendly mobile app designed for busy lifestyles.
Hassle-Free Application Process
Becoming a member is simple. Start your account with just $5* and begin enjoying the benefits of membership.
Achieve Your Savings Goals with Confidence
Our savings calculators are designed to empower you in managing your financial future. With user-friendly tools, you can effectively plan and track your savings goals, ensuring you stay on the right path. Take control of your finances today and watch your savings grow!
Plan Your Savings with Our Calculators
Utilize our calculators to visualize your savings journey.
Track Progress Toward Your Financial Goals
Monitor your savings growth and adjust as needed.
Start Saving Smarter with Our Tools
Make informed decisions with our comprehensive tool designed just for you on our mobile banking.
