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Our Club Accounts
Our Christmas and Vacation Club accounts help you set money aside throughout the year so you can enjoy the holidays or your next vacation with less financial stress.
*Membership is required
Join Today!
Prepare for the holidays or relax on your next vacation with savings that grow all year long.
MyChoice Club Account
5.26% APY*
MyChoice Club is a flexible club account that lets you join anytime!
To participate, you must have a qualifying MyChoice account.
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Join ANYTIME!
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No minimum opening deposit required.
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No minimum balance required.
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Up to $10,000
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Set up Automatic Transfers for easier saving
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Dividends paid annually
The stated rate applies only to the first $5,000 deposited in Christmas and Vacation Club accounts. Any funds over $5,000 will earn the regular share dividend rate in effect at the time of the posting date.
For MyChoice Club, the stated rate applies to balances up to $10,000. Any funds over $10,000 will earn the standard savings dividend rate in effect at that time.
*APY (Annual Percentage Yield) is an annualized rate that reflects estimated dividend earnings based on the dividend rate and frequency of compounding.
Early withdrawals from Christmas and Vacation Club accounts are not permitted unless the entire balance is withdrawn. No dividends will be paid on early withdrawals.
MyChoice Club early withdrawals are subject to a $30 fee per withdrawal.
Rates may change after the opening of any of the above accounts. Annual dividend rates on Christmas and Vacation Club accounts are set by MCCU's Board of Directors and are published by the end of the quarter preceding the annual posting date.
At maturity, funds will either be automatically transferred to your primary share account or a check for the full balance will be mailed to the address on file.
