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Introducing Our New Cards

Discover the benefits of MCCU’s VISA Credit Cards.  Build your credit responsibly while enjoying no annual fees.

*membership is required

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Keep more in your wallet with an MCCU VISA® Credit Card.

Upgrade Your Lifestyle with Our New Credit Cards

Discover credit cards designed to fit your lifestyle. Enjoy competitive rates and the convenience of using your card wherever you go.

  • Now offering Tap-to-Pay

  • Accepted anywhere VISA® is accepted worldwide

  • Convenient online and mobile account access

  • Secure transactions with fraud protection

  • Easy balance transfers to help consolidate debt

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Our New Credit Card Offer 

American Freedom
Credit Card 

Experience the freedom of a credit card designed with our members in mind. The American Freedom Credit Card offers a 10.00% introductory APR for the first 12 months on purchases and balance transfers.

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10% 

INTRODUCTORY APR*

For the first 12 months on purchases and transfers.

Our VISA® Cards 
made for you.

Get lower rates and no hidden fees. The interest you pay goes back into the credit union, helping us return value to members through better rates and improved services. EMV Chip security. No annual fees. 

When you need flexibility, an MCCU VISA® credit card gives you the freedom to move forward on your terms.

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Members Choice Credit Union card with EMV chip
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VISA® Classic

A straightfoward card built to help you.

Members Choice Credit Union credit card with chip
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VISA® Preferred

Flexibility you need for everyday purchases.

Credit card for Members Choice Credit Union with a chip
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VISA® Platinum

Reliable, secure, and easy to manage in our app.

Card type, rates, and terms are determined based on creditworthiness and subject to approval. Not all applicants will qualify. Additional restrictions may apply.

Mobile banking app, Michael's checking account & transactions

Manage your MCCU Credit Card anytime.

Members Choice provides easy access to your credit card information 24/7 by calling (888) 297-3416, online,  or on our mobile app. You can check your balance, review transaction history, or speak with a member representative. Payments can be made through Mobile Banking, Online Banking, or by mail.

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If your VISA® Credit Card, Debit/ATM card, or PIN is lost or stolen, please call (888) 297-3416 immediately for assistance.

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FAQs

Explore common questions about credit cards and how to build a strong credit history.

Still have questions?

We're here to help you!

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