
Join the MCCU Family Today!
Your Money. Your Future. Your Choice.
We welcome anyone who lives, works, worships, or attends school in the 33 counties we serve to become a member.
Unlock Your Financial Future with Us!
Financial Benefits
Once A Member,
Always A Member
Community Impact
Credit unions consistently offer better rate on loans, higher dividends, lower fees, and low minimum balances.
Once a member qualifies and joins, they retain membership eligibility even if they later move out of the field of membership, change jobs, or retire.
Local reinvestment, financial inclusion, educational programs, support for underserved communities, and assistance in times of need.

Am I Eligible?
If you meet any one of the eligibility requirements listed below, you can easily become a member.
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Anyone who lives, works, worships, or goes to schools within the following 33 counties of Eastern Kentucky: Bath, Bell, Boyd, Bracken, Breathitt, Carter, Clay, Elliott, Fleming, Floyd, Greenup, Harlan, Jackson, Johnson, Knott, Knox, Lawrence, Lee, Leslie, Letcher, Lewis, Magoffin, Martin, Mason, Menifee, Montgomery, Morgan, Owsley, Perry, Pike, Robertson, Rowan, and Wolfe
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Any immediate family member of an existing Members Choice member
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Any employee or retiree of a Very Important Partner
Field of Membership
Serving 33 continuous counties in Kentucky


Commitment to Our Community
Your membership does more here. It supports local programs that strengthen families, students, and workplaces.
Financial education workshops and one-on-one coaching.
Over $215,000 in local scholarships.
Partnerships with schools, nonprofits, and more.
Local community initiatives.






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