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Explore MCCU Today

Experience personalized banking that empowers your financial journey and supports our community's growth.

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Our Mission Statement

We are a member-driven cooperative dedicated to empowering our community through financial opportunity and inclusion.  We strive to promote savings and provide access to affordable credit, ensuring our member owners can manage their finances with confidence and transparency.  Guided by our elected leaders, we are committed not only to serving our member owners but also to making a positive impact within our community and the broader credit union movement.

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Our History

Born from the simple idea that people helping people should always come before profit, our credit union has grown from a single office into a cornerstone of financial stability and trusted guidance for thousands of families—supporting Your Money. Your Future. Your Choice.

Commitment to Our Community

Your membership does more here. It supports local programs that strengthen families, students, and workplaces.

Financial education workshops and one-on-one coaching.

Partnerships with schools, nonprofits, and more.

Over $215,000 in local scholarships.

Local community initiatives.

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Discover the Benefits of Becoming a Member 

Why Choose MCCU Over Traditional Banks?

Who Can Join Members Choice?

Who Owns a Credit Union?

Members Choice Credit Union is built to serve members—not shareholders. As a not-for-profit cooperative, we return value to our members through lower rates, fewer fees, and personalized service that puts your financial goals first.

Membership at Members Choice Credit Union is open to anyone who lives, works, worships, or attends school in one of the 33 counties we proudly serve. Immediate family members of current members are also welcome to join.

As a member of Members Choice Credit Union, you're also an owner. Each member holds one share in the credit union and has a voice in how it operates — including the right to vote on important decisions and elect the Board of Directors that represents you.

Money Tips & Community Stories

SAVINGS ACCOUNTS 101! Members Choice Credit Union
Members Choice Credit Union: Understanding Loans and Interest Rates
SMART INVESTMENT TIPS! from Members Choice Credit Union
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2026 Annual Meeting Minutes

Read the official minutes from MCCU's 94th Annual Meeting, held March 19, 2026.

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Discover Your Financial Future

Join our community and unlock personalized banking solutions tailored to your unique needs today.

Your Money.

Your Future.

Your Choice.

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