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Unlock Your Financial Freedom with MCCU
Here you’ll find low rates, clear terms, and a simple process from start to finish. Our member‑focused team helps you choose the right option and feel good about it.
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Credit Card
Enjoy low rates and better control with our MCCU VISA cards.
Recreational Financing
Finance your next adventure with competitive rates for boats, RVs, and motorcycles.
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Fast, Fair, and Built Around You.
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Visa Credit Cards
Discover Flexible Borrowing Solutions Tailored to Your Needs at MCCU
We understand that every financial journey is unique. That's why our borrowing options come with flexible terms designed to fit your lifestyle and budget. Whether you're looking for a personal loan or financing for your next adventure, we've got you covered.
Enjoy Competitive Rates That Make Borrowing Affordable and Accessible
Our low credit card rates and financing options help you save more.
Experience a Hassle-Free Application Process Designed for Your Convenience
Applying for a loan or credit card is quick and easy with e‑sign.
Get Ready for Adventure with Our Recreational Vehicle Financing Options
Explore Kentucky’s great outdoors with financing options for boats, RVs, and more.
Why Borrow with MCCU
Every financial journey is different. That’s why we offer flexible terms, clear guidance, and quick, local decisions so you can move forward with confidence.
Local decisions, faster answers
Your application is reviewed by people right here, helping you get a decision quickly.
Personal guidance you can trust
We’ll walk you through your options so you can choose what works for your budget.
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Transfer & Save
Transfer balances from other credit cards to your MCCU credit card and save big.
0% APR on transferred balances for 12 months
Any unpaid balance after 12 months goes back to our standard low rate
0% balance transfer fee
Unlimited balance transfers
Transfers can be made anytime
How a Balance Transfer Works
A balance transfer moves your existing balance from one credit card to another. Balance transfers are a great way to:
Reduce your interest rate
Consolidate debt into one easy payment
Pay off balances faster
Potentially save hundreds, even thousands, in interest
How borrowing works with us...
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1. Apply online in minutes or visit a branch
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2. Get a quick decision from local underwriters
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3. E‑sign your documents
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4. Receive funds or schedule your closing
What you may need
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Government‑issued ID and Social Security number
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Address, employment, and income information
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For auto/recreation: vehicle details or dealer quote
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For home loans: property details and any current lender info
Explore Our Recreational Vehicle Financing for Your Next Adventure
From weekend road trips to days on the water, our specialized loans make it simple to fund the fun at a rate that keeps your budget on track.
Flexible Options
Financing options designed to fit your lifestyle and budget.
Competitive Rates
Enjoy lower rates compared to traditional banks for your recreational vehicle financing.
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