Your Money, Your Choice, Your Future
Choose how your money works today. Shape the future you want tomorrow.
Introducing MyChoice Accounts from Members Choice Credit Union - personalized financial solutions designed with your goals in mind.
Earn high interest, get cash back rewards, or build wealth faster, all while enjoying the freedom of no monthly fees and nationwide ATM fee refunds. Finally, financial solutions that work as hard as you do.
- Earn 5.00% APY on checking balances up to $25,000
- Get 5% Cash Back on everyday debit card purchases
- Build Wealth with 2.00% APY savings up to $100,000
- Zero Monthly Fees on all MyChoice Accounts
About MyChoice Accounts
At Members Choice Credit Union, we understand that financial solutions isn't one-size-fits-all. We listened to our members who told us they wanted more flexibility, better rewards, and accounts that actually help them achieve their financial goals.
That's why we created the MyChoice family of accounts.
We believe that your experience should be as unique as you are. MyChoice Accounts were designed with one simple idea: give our members the power to choose how their money works for them, while removing the common frustrations of traditional banking.
Whether you're saving for your first home, building an emergency fund, or simply want to be rewarded for your everyday spending, your MyChoice Accounts put you in control of your financial journey.
Our New MyChoice Accounts
MyChoice Advantage
High Interest Checking
5.00% APY*
on balances up to and including $25,000 when qualifications are met
0.05% APY*
on balances, even if qualifications are not met
Perfect for: Savers who maintain a checking balance and want to maximize interest earnings
How to Qualify Monthly:
- Complete 12 debit card purchases
- Receive 1 direct deposit, ACH payment, or ACH credit
- Enroll in and receive eStatements
MyChoice Plus
Cash Back Checking
5% cash back
on everyday debit card purchases*
Earn up to $10 cash back per month
Perfect for: Active spenders who use their debit card frequently and want rewards for everyday purchases
How to Qualify Monthly:
- Complete 12 debit card purchases
- Receive 1 direct deposit, ACH payment, or ACH credit
- Enroll in and receive eStatements
MyChoice Wealth
Premium Savings
2.00% APY*
on balances up to and including $100,000
0.01% APY*
even if qualifications are not met
Perfect for: Goal-oriented savers looking to build wealth for the future
How to Qualify:
- Meet qualifications in your corresponding MyChoice Checking Account
- Watch your savings grow automatically with our premium rate
MyChoice Advantage
High Interest Checking
Perfect for: Savers who maintain a checking balance and want to maximize interest earnings
How to Qualify Monthly:
- Complete 12 debit card purchases
- Receive 1 direct deposit, ACH payment, or ACH credit
- Enroll in and receive eStatements
MyChoice Plus
Cash Back Checking
Perfect for: Active spenders who use their debit card frequently and want rewards for everyday purchases
How to Qualify Monthly:
- Complete 12 debit card purchases
- Receive 1 direct deposit, ACH payment, or ACH credit
- Enroll in and receive eStatements
MyChoice Wealth
Premium Savings
Perfect for: Goal-oriented savers looking to build wealth for the future
How to Qualify:
- Meet qualifications in your corresponding MyChoice Checking Account
- Watch your savings grow automatically with our premium rate
HOW TO QUALIFY FOR REWARDS
Complete these simple activities each monthly qualification cycle:
For MyChoice Advantage & MyChoice Plus:
Complete 12 debit card purchases
Receive 1 direct deposit, ACH payment, or ACH credit
Enroll in and receive eStatements
For MyChoice Wealth:
Meet qualifications in your corresponding MyChoice checking account
Ready To Make Your Choice?
Our team is ready to help you open your MyChoice Account so you can start enjoying the benefits of membership today.