Money Market Accounts
- Benefit from above-market savings rates
- Keep a $500 minimum balance to start earning dividends
- No monthly fees
- Your account is insured up to $250,000 by the NCUA
| Money Market (Tiered rate) |
1.25% APR* |
1.26% APY** |
Enjoy High-Yield Savings Without the Commitment
Mobile Deposit
Deposit checks anytime, from anywhere with the Members Choice Mobile Banking app.
Simple Funds Transfers
Move money between your Members Choice savings account and your other bank accounts, including accounts outside of Members Choice with online banking.
24/7 Access
Conveniently manage your money via Members Choice Mobile App or Online Banking. Plus, deposit checks anytime, from anywhere with the Members Choice Mobile Banking app.
Federally Insured Funds
Rest easy knowing your money is protected. The funds in your Members Choice deposit accounts are federally insured up to $250,000 by the NCUA.
How to Open Your Members Choice Money Market Account Online
Credit unions are owned by the people who do business with them. That’s why at Members Choice, you’re a member and not just a number. Apply for a Money Market Account from your smartphone or desktop, 24/7.
1 Gather your personal info, including your government issued ID and Social Security number
2 Fill out your online application
3 A Member Service Representative will verify your eligibility
4 Once your application is approved, sign your new account agreement through DocuSign
5 Log on to Online Banking and fund your account by setting up online transfers
Features of Our Money Market Accounts
Easy But Limited Access
One of the most significant benefits of a money market account is that you have easier access to your money than other savings accounts. A Members Choice Money market account can be set up as a sweep account*, meaning you don't need to transfer money to a checking account before making payments or purchases. You can also make transfers easily through online banking. This makes it easy to use your MMA when you're in a bind or need quick access to more money than is in your checking account.
Higher Thresholds
To go along with a higher interest rate, a Members Choice Money Market account will often require a more significant initial deposit when it's opened. The minimum required balance, or amount of money that must remain in the account if you want to earn interest is often higher.
Join Members Choice Credit Union & Open a Money Market Account Today!
Coach: Saving With A Purpose
*Opt-in to our Sweep protection, and we'll automatically transfer money from your Members Choice savings account so you can avoid an accidental overdraft for a fee of $1 per sweep. See our fee schedule.