Understanding the fundamentals of tax planning is crucial to ensure you're not paying more than necessary and that you're strategically preparing for the future.
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At Members Choice Credit Union, we understand that borrowing money is a big decision, and we’re here to make the process clear, supportive, and member-focused.
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As a parent, you play a crucial role in shaping your child’s financial future. One of the most impactful lessons you can teach is the importance of saving money early.
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Even though saving might not seem like a priority to a child, introducing simple, age-appropriate money lessons now can set the stage for a lifetime of smart financial decision-making.
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On Tuesday, April 4, 2025, ATM Solutions abruptly ceased operations without providing advance notice to its clients across the nation. At this time, ATM Solutions is the provider of many ATMs and ATM-related services for Members Choice Credit Union.
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Looking to take control of your finances? This breaks down how to use their intuitive online platform to track spending, set savings goals, and stay on top of your financial game. Whether you're budgeting for the first time or fine-tuning your financial habits, this guide will help you make the most of every dollar.
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Struggling with debt or just looking for a better way to manage it? In this blog, MCCU shares practical strategies to help you take control of your finances, reduce debt stress, and build a stronger financial foundation. It’s your go-to guide for making confident, informed decisions about your money.
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It's no secret that the IRS excels at making things complicated. And when you're busy learning the ropes of a new job, filling out a 4-page W-4 form can be a huge hassle. It's not a good idea to rush through it because a small mistake now can mean withholding too much or too little of your salary to cover your taxes. Several recent changes to the W-4 have also been made, so you may need to adjust your current form on file.
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Members Choice Credit Union names fourteen high school seniors as winners for their 2024 scholarship. Each recipient is awarded $1,000 towards continuing their educational careers.
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For the green-thumbed homeowner, there are few things as pleasurable as running fingers through soft, moist earth, catching sight of the first flowering buds of spring, and inhaling the scent of freshly cut grass.
Tending to a lawn and garden can get expensive. Between seeds, fertilizer, and gardening supplies, costs can be high enough to take the pleasure out of lawn care.
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Most people own at least one debit card and one credit card. They know they have them but may need help understanding all the differences between credit and debit cards.
Believe it or not, there are many. The most fundamental difference is that you're borrowing money each time you use a credit card. A debit card, on the other hand, simply transfers your own money from your checking account to the vendor you're paying.
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Spring is an excellent time to clear your house of accumulated junk and make it sparkle. Why not do the same for your finances? Debris can get there, too. Some of your money matters may need a good wipe-down this season. Whatever your current situation, a thorough spring cleaning for your finances is a responsible move this time of year.
Here are some ways to spring-clean your finances:
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Did you know that the cost of the average wedding in the U.S. is $28,000*? Fortunately, it doesn't have to be this way. With careful planning, prioritizing what's important to you and your spouse-to-be, and following some of the cost-cutting tips outlined here, you can have the wedding you desire and your budget.
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One of the most essential parts of setting up a monthly budget is separating needs from wants. Before assigning dollar amounts to any categories, knowing which parts of your monthly expenditures are an absolute need and which items would be lovely to include but are not a necessity is necessary. Many people find this particularly challenging and even give up on budgeting when they need help moving past this step.
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It's tax season, and that means tax-related scams are rampant. From bogus tax preparers to hacked Social Security numbers, there are many ways your money and information can be hijacked this time of year. Follow these ten tax security tips to help you stay safe and secure during tax season.
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Were you thinking of opening an online-only account at the credit union? Weighing the pros and cons of mobile banking will help you decide by reading this article!
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We all know we should save more money than we do. Whether we need to pay down debt, build an emergency fund, or save for retirement, we must cut spending and increase our savings. It's the only way to make financial security.
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Members Choice Credit Union is pleased to announce the grand opening of its newest branch at Letcher County High Vocational School. The student-run branch will officially open its doors on February 2nd at 10 AM, marking a significant milestone for both the credit union and the school.
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