Loan Protection


Extended Warranty

Protect Yourself Against Costly Auto Repairs

When it comes to repairing your car, you may not know what it costs to fix a transmission, an air conditioning system, or a master cylinder. This service helps with repairs that are no longer covered after your manufacturer’s warranty has expired. Members Choice CU Mechanical Repair Coverage is designed to help you drive with more peace of mind. For a limited time, it’s available even if your manufacturer’s warranty has expired (for vehicles up to six years old and with 60,000 miles or less.)

Members Choice CU Mechanical Repair Coverage includes parts and labor for any covered repair. It provides hassle-free claims paid directly to the repair facility, 24-hour roadside assistance, rental reimbursement, and emergency travel expense.

Chose from three levels of coverage and four low deductibles. Premiums may be paid by one of our many convenient payment options. Call our loan department today for more details to find out how you can save thousands of dollars in expensive auto repairs.

Additionally, your vehicle does not have to be financed with the credit union to be eligible for this coverage.

Contact us today to get this valuable coverage added to your loan.


GAP Protection

Why pay for a car you aren’t able to drive?

With Guaranteed Asset Protection (GAP) coverage from Members Choice CU, you won’t have to. GAP covers the amount of your automobile loan that is not covered by your insurance company in the event of a total loss to your vehicle.  With substantial savings over other providers, Members Choice CU GAP can cover your extended liability even if you have chosen to finance your vehicle elsewhere.*

With the longer financing terms and higher costs of vehicles today, often times a member’s loan balance exceeds the retail value of the vehicle. Don’t let this be a problem for you.

Contact the credit union loan department today for more details.

*Certain restrictions may apply