Teen Checking
- Members between 13-17 years old are eligible
- Joint ownership for parents, grandparents, or guardian
- Access anywhere with Members Choice Mobile and Online Banking
- No monthly fee or minimum balance required
- Same great features as our Simple Checking for adults
| Checking | 0.25% APR* |
0.25% APY** |
Course in Adulting 101
Transferring money to your teen is a breeze
It's easy to move money from your Members Choice account to your teen's, whether a one- time or recurring transfer, like their weekly allowance. Standard ACH transfers are free.
Mobile-friendly
Your teen's smartphone and the Members Choice Mobile Banking App make account management and budgeting simple. They can even leave their debit card at home because it's compatible with digital wallets like Apple PayTM, Samsung PayTM, Google PayTM, and other payment apps like PayPal, Venmo, and Cash App.
Build their first budget
Help your teen review their spending patterns with Members Choice online and mobile banking. By checking their transaction summary monthly, you can help them determine which purchases have the highest reward, making it easier to budget and adjust their spending.
Financial education for Teens
Discussing money matters with your teenagers helps to build healthy financial habits that will last a lifetime. Members Choice offers online resources that provide information, activities, and games to help parents and teens build that strong foundation. Check out our online financial education center.
Teaching Kids Finances
Are you cyber safe?
This game is designed for teens ages 13-18, but anyone can play! Navigate through fun dilemmas and wacky scenarios to try and spot red flags and avoid negative consequences. Some things online are unsafe, and some decisions are unwise, but others? Well...they can be tricky. Test your cyber security expertise by clicking "Get Started."
GET STARTED
Invest in the Future
Whether you're teaching finances to your kids, your grandkids, or those of a loved one, it's essential to teach children how to manage the money they have and invest for the future.
GET STARTED
Created for users aged 13-18
Banzai Teen allows teens to work through real-life financial problems in a safe environment. The user's goal is to save enough money to register at Vanderbilt Community College throughout the course. Still, unforeseen challenges and quirky scenarios make reaching that goal not-so-straightforward—just like real life! Plus, Banzai Teen can be played in English or Spanish.
GET STARTED
How to Open Your Members Choice Teen Checking Account
Teen Checking applications are transacted via secure email or in person. Please give us a call at (606) 329-7876 for complete details.
1 Gather your info, including your government-issued ID and Social Security number
2 Fill out the contact form below
Members Choice Credit Union Scholarship
Each year, Members Choice Credit Union's Scholarship Committee will be awarding 10 $1,000 scholarships to graduating High School Seniors.