Other Services

Direct Deposit/Payroll Deduction

At Members Choice Credit Union, we understand that life is busy and sometimes you just can’t make it to the credit union. With Direct Deposit/Payroll Deduction you don’t have to worry about making a deposit on time. Sign up today and stop worrying!

  • Safe, Reliable Direct Deposit for select employee groups or government disbursements
  • .25% discount for using payroll deduction at the time you open your loan*
  • automatic deposit of funds into your account.
  • worry-free loan payments

Call today and ask about getting setup for direct deposit/payroll deduction.

*subject to change.  See a loan officer for more detail.

Payroll Deduction

It’s a convenient and easy way to save or make loan payments. The money is automatically credited to your account(s) on payday.

Notary Service

Members Choice CU offers Notary Service to all members at no charge.

Please contact us for Notary availability at the branch nearest you.

Gift Cards

Gift CardsGive the gift that everyone will love, a Members Choice Pre-Paid Visa Gift Card.

  • The perfect gift – one size fits all!
  • Available from $25 to $500
  • Can be used anywhere Visa® Debit is accepted.

MCCU members can purchase MCCU Visa Gift Cards for a small fee of $2.75 per card at any Members Choice branch. For more information, feel free to stop in or give us a call at 606-329-7876 or 800-370-1549.


There is no fee for an incoming wire transfer.

To receive funds, provide the following information to another institution:  

  • Wiring to Receiving Financial Institution: Request that the funds be wired to Members Choice Credit Union Routing Number: 242175528 Address: 1401 Carter Ave. Ashland, KY 41102.
  • Include your Members Choice Credit Union member name and the account number where money should be deposited.

Send funds from your Members Choice Credit Union account to other financial institutions or third parties. There are no time cutoff deadlines to process same-day wire transfers. Fees apply to send a Wire Transfer.

  • Wire transfers are not processed on Saturdays, Sundays or Credit Union holidays.
  • Domestic wire transfers are generally completed within one business day.
  • It is the member’s responsibility to provide complete and accurate information to process a Wire Transfer.
  • The fee for outgoing domestic wires is $20.

To wire funds to another institution, you must:

  • Provide us with the receiving institution’s wire instructions

Visit a Members Choice Credit Union branch to sign a wire authorization form. Wire transfer requests can be completed over the phone, with proper member verfication.

Discover more of what your Members Choice Credit Union has to offer!

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