Personal Loans

Signature Loans

When it comes to borrowing money for all of life’s needs, we give you the choice.

A signature loan is an unsecured loan, meaning it is not secured by a piece of collateral (such as personal property or assets).  Your signature is literally the only collateral used to secure this type of loan.

You get to choose what you do with your loan – consolidate debt, purchase a new gadget, take a vacation, or pay for a wedding.  The possibilities are endless.  With fast approval and low rates, your personal loan is just a phone call or mouse click away.

  • Loan amounts up to $10,000*
  • Fixed, affordable payments
  • Flexible terms up to 60 months
*Minimum loan amount of $200. Maximum loan amount of $10,000. For loan amounts less than $7,500, there is a 48-month maximum term. Personal loan terms greater than 48 months requires a minimum loan amount of $7,500. Rates, terms and conditions vary based on creditworthiness and other qualifications and are subject to change. Additional restrictions may apply. Subject to credit approval.

Secured Loans

Our Shares Secured loans are a great option to help you build your credit or make a purchase without dipping into your savings.

Fully secured by shares in your Members Choice account, this loan traditionally offers borrowers a lower rate.  



  • Shares can be pledged for yourself, family, and friends
  • As the loan is paid off, more shares become available to you
  • Shares continue to earn dividends

Click here to use calculators to help estimate your payment.


Visit our Applications page to access Loan, Credit Card and Employment applications.

Discover more of what your Members Choice Credit Union has to offer!

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