Home Loans

Mortgages

suburban homeTired of apartment life? Want a place to call your own? Whether this is your first home or your fifth, we want to help you. We offer many options for a payment you can afford.

With flexible terms and in house decision making, we can have you in your own home in no time!

Fixed Rate Mortgages

Terms: 5, 10, 15 and 20 years

5 year 3.00%
10 year 3.25%
15 year 3.50%
20 year 4.00%

Perfect for a new home purchase, refinance, or home improvement.

Variable Rate Mortgages

Terms: 30 years

Rates: 4.75% variable

Great for a new home purchase or refinance of your existing mortgage for lower payments up front.

Rates subject to change. Rates as of July 21, 2017.

Click here to use calculators to help estimate your payment.

Home Equity Line of Credit

You have a vision. We have a way.

What is your vision?

Whether you’re updating your home or consolidating debt, the possibilities are endless with a home equity line of credit from Members Choice Credit Union.  Your home is your most valuable asset.  We can help you make it work for you.

There are no restrictions on what you can use the funds for.
For example:

  • Home improvements
  • Vacations
  • College tuition
  • Pay off high interest rate credit cards
  • Auto loan

Funds are disbursed as needed, during a ten-year draw period.  Interest may be tax deductible and is accrued on the total loan amount.  Your limit is 90% of the home’s appraised value, less the first mortgage balance.  We offer competitive, low rates.  Convenient access to your money, and a term up to 20 years.

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Applications

Visit our Applications page to access Loan, Credit Card and Employment applications.

Discover more of what your Members Choice Credit Union has to offer!

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Applications

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Great Rates

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