Ashland KY Credit Union Credit Cards

Visa® Balance Transfer

Move your high-rate credit card balances to an Members Choice low-rate Visa® Credit Card.

Join thousands of others and transfer your high-rate credit card balances to a new or existing Members Choice Credit Card with benefits such as:

0% APR* for 6 months
The APR* will revert to 6.99% – 9.99% based on your card’s terms and conditions after the promotional period.

No Balance Transfer Fee

Transfer balances to an EXISTING Members Choice Visa Credit Card

Complete the Balance Transfer Request form.

Send the complete form in one of three easy ways:

  • Fax to 606-329-8768
  • Mail to: Members Choice Credit Union
    P.O. Box 1468, Ashland, KY 41105
    (or) Drop it off at any branch location.

Platinum Visa

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Building a successful financial plan takes the right resources. That’s why we work hard to provide you with quality credit union credit cards. Like our convenient, flexible Visa Platinum Credit Card.

6.99% APR

Up to $10,000 limit

No annual fee

No Cash Advance Fee

ScoreCard Rewards

Classic Visa

Our classic Visa Credit Card is accepted at thousands of locations worldwide for just about any kind of purchase. And, unlike those big out-of-town institutions, our card comes with the personal, friendly service you’ve come to expect from us.

9.99% APR

Up to $10,000 limit

No annual fee

No Cash Advance Fee

ScoreCard Rewards

Whatever your plans, choose the credit card that gives you all the value and buying power you need to get your projects off the drawing board.


eZCardInfoeZcard Info

Access your Members Choice Credit Union credit card account anytime, anywhere, 24 hours a day, 7 days a week.
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ScoreCard Rewards

Reward yourself for your purchases with Scorecard Rewards. Scorecard Rewards offers a great selection of brand-name merchandise and travel options.
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Visit our Applications page to access Loan, Credit Card and Employment applications.



*The 0% Annual Percentage Rate (APR) on Balance Transfers using the specific form or online submission is a “Discounted” rate that will be in effect from the time of the posting of the balance transfer to your card account for six consecutive billing cycles afterwards, which will be considered the promotional period expiration date of that specific balance transfer. After the expiration of your “Discounted” rate the remaining unpaid portion of the original balance transfer request will be subject to your normal APR as outlined on your monthly statement based on the specific Members Choice Credit Union credit card selected. Current rates range from 6.99% APR to 9.99% APR.  If you default through becoming 60 days or more delinquent we may increase your APR on the balance transfer and other balance amounts as defined within the cardholder agreement and disclosure, which is provided upon card issuance. All payments received on your account in excess of your minimum payment requirement will be applied first to the highest rate balances, secondly to the lowest rate balances and finally to new purchases. All rates are effective as of October 1, 2017 and this offer may be withdrawn at any time. Other restrictions or conditions may apply. You may not pay off any other Members Choice Credit Union credit card, line of credit or loan product by using this balance transfer option. For current rates, fees and other cost information, please reference the VISA® Balance Transfer disclosure or contact the Members Choice Credit Union Electronic Card Processor at 606-326-7060, ext: 257.
We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.

Discover more of what your Members Choice Credit Union has to offer!

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Great Rates

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