Credit Union Checking Account


A simple checking account with countless features

Our Ashland KY credit union checking account comes with everything you need in a checking account without all the costs.  There is no minimum balance requirement, no service charge, no per-check fee, and you have overdraft protection from your savings account or through Courtesy Pay.  It also gives you full access to Online and Mobile Banking, a collection of tools that make it easy to track your expenses, pay bills, send money, and much more.

Simple Checking benefits

Discover the various ways to enjoy all the features of a simple Checking Account today.

  • Members Choice Debit Card, no-fee transactions at any Alliance One ATM’s
  • Online/Mobile Banking
  • Bill Pay
  • E-Statements
  • Direct Deposit
  • Payroll Deduction
  • Dividends
  • And much more

Teen Checking

Good habits formed at youth make all the difference. -Aristotle

Members between 13-17 years old are eligible for a Teen Checking account.  Joint ownership with parents or custodian is the only requirement.  Our Teen Checking provides your child with the financial knowledge to grow and learn.

  • Mirrors our Simple Checking Account
  • Checks with your and your teen’s name
  • Free Visa debit card for teens 16 and 17

Dividends paid monthly

Members Choice CU Scholarship

Graduating seniors that are members of the credit union are eligible to apply. Learn More on the Scholarship page.

Debit/ATM Cards

With a Debit Card from Members Choice Credit Union, you’ll never be stuck in a situation without money. You can use our Debit Card anywhere in the world that VISA® is accepted.

  • Use your checking account for online shopping
  • Takes away the need for writing a check
  • Free with checking account.

Every Members Choice Credit Union Debit Card also acts as a ATM card that can be used at any ATM to get cash. As a part of the AllianceOne network, you may also visit any participating AllianceOne network ATM to avoid surcharge fees.

Check out our local ATM network.


Visit our Applications page to access Loan, Credit Card and Employment applications.

Discover more of what your Members Choice Credit Union has to offer!

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Great Rates

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ATM Locations