Members Choice Credit Union collects nonpublic information about you from the following sources:
- Information we receive from you on applications or other forms
- Information about your transactions with us or others
- Information we receive from a consumer reporting agency
- Information we receive from our sponsors
- Information we receive when verifying information you have provided
We may disclose all of the information we collect about our members and former members as describe above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may also disclose nonpublic personal information about our members and former members to non-affiliated third parties as permitted by law.
Members Choice Credit Union restricts access to your personal and account information to those employees, directors, and supervisory committee members who need to know that information to provide products or services to you or perform their duties under federal or state regulations. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
Members Choice Credit Union will post lobby posters and provide information on its website to inform individuals that the credit union is requesting information to verify their identities. The lobby posters will provide language similar to the following model language:
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.