Share Draft/Checking Accounts   Share Draft Accounts, otherwise known as checking accounts are excellent ways to manage your money.  Members Choice Credit Union share draft accounts never have a minimum balance fee and we don't charge per-check fees.  In fact, by having a share draft account with us, you'll recieve an ATM/Debit Card to give you even more purchasing power.   No setup Fee No Minimum Balance No Per-Check Fees Eligible for Overdraft Protection   In addition to these perks, you'll be earning interest just for having your money with us.   Click here to see our rates.