Christmas Club And Vacation Club Account
Earns 3.5% APR*

he best way to make the holidays merry and less stressful, or to make a dream vacation come true is to start saving now with a Christmas or Vacation Club Account. By making regular deposits throughout the year your money will grow fast.

Stop by to open your account, or increase the deduction on your existing account by November 30, and you will get entered to win a $500 Visa Gift Card!

View Official Rules here.


Our credit union savings accounts come with your Members Choice membership and opens the door to our collection of products. Our account allows you the financial freedom to save your money and earn interest at the same time.

We offer:Personal Savings

  • $5.00-member account deposit is all you need to get started
  • Competitive rates
  • No monthly fees
  • Dividends posted every quarter

Safe, Sound, and Secure

Money Market

Members Choice Credit Union is now offering a new way to maximize your investment!

Our Money Market Account allows you to earn the highest possible return on your investment, and you get six free automatic withdrawals per month.

  • $500 minimum deposit to open.
  • High interest rate earned on a balance of $500 or more.
  • Online access and iPay.
  • eStatements
  • $0 in Maintenance

Balance money market

  • Great Companion. The perfect sidekick our Simple Checking account.
  • Finances on Autopilot. Use recurring transfers from your checking account or payroll to your savings.
  • Competitive Rates. A competitive high rate accessible when you maintain at least $500 in this money market account.
  • Easy Access. Make up to six transfers or electronic withdrawals per month from your money market account.

Vacation Club

Cash flow for wherever you go! Family Selfie

Much like the Christmas Club account, you can deposit funds and earn dividends, but with a Members Choice Vacation Club account, you can open it at any time of the year. This makes it the perfect option to save for summer vacations, spring break, or a special event. Have trouble saving for that special trip? Set up a direct deposit from your paycheck and the money will add up quickly. Funds saved will be automatically transferred to your primary account on June 1st.

Get started today!


  • Competitive dividend rate
  • Dividends paid annually on May 31st
  • No deposit required at start up
  • Payroll deduction available

Christmas Club

santa bag

Put next years Holidays in the piggy bank with our Christmas Club Account starting November 1st every year.

You can open a Members Choice Christmas Club account any time during the year. Then, continue to deposit funds, whether through transfers from your other accounts, with a direct deposit from your paycheck,  and you’ll also earn dividends. Before you know it the balance will grow and the funds saved will automatically be transferred to your primary  account on November 1st. Just in time for those great holiday celebrations. It’s an old-fashioned idea with a great result!


  • Competitive dividend rate
  • Dividends paid annually on October 31st
  • No deposit required at startup
  • Payroll Deduction available

Basic Club

Looking for an extra place to save your money? Our non-interest-bearing club accounts are available for your convenience. Club accounts are perfect for:

  • Sports leagues
  • Organizations
  • Clubs
  • Classes

All Club Accounts require a $5.00 deposit to a savings account to establish membership.

Youth Savings

Youth Savings Account

Jumpstart your child’s saving with an account of their own.  Perfect for children 12 and under.  Our minor savings account provides the best tools to teach your kids about money and setting goals.  It is never too early to start saving for your child’s bright future.

  • Mirrors our regular Savings Account
  • Gives your child the financial knowledge to grow and learn

UTMA Account (Uniform Transfers to Minor Act)

Perfect account for savings on behalf of a child.  A custodian account is officially in the name of the minor.  However, the custodian will have complete control of the account until the minor reaches 21.

  • Mirrors our Youth Savings account
  • Account has one Custodian and one Successor


Visit our Applications page to access Loan, Credit Card and Employment applications.

Discover more of what your Members Choice Credit Union has to offer!

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Great Rates

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